How it Works

Your Credit scores are a mix of objective information like:

• Your Personal Information (e.g. employment history, address, SSN),
• Public Records that exist about you (e.g. bankruptcies, judgments, tax liens),
• Your Credit Account details (e.g. name, type, and size of credit accounts, the length of that credit history, and account standing)

Credit scores also contain embedded subjective information like:

• Preference: which information is deemed more important than others
• Relevance: how the information is applied if its known or not
• Weighting: how much score value is given to one factor over another
• Adjustment: what score changes are applied before final

V Scores are no different. Like a non-financial credit score for companies, they are comprised of objective and subjective data sources. There is public information available about all companies at the foreign, federal, state, and local levels as well as a multitude of information published or made publicly available by the companies themselves in the form of statements, press releases, interviews, ad campaigns, social media, and others. We aggregate as much as our servers can consume, and we attempt to digest it at scale and transform it into a 1-100 score relative to the values settings you yourself set in the app.

V Scores are calculated in real-time, and can change periodically, so we try and make it easy for Veebs Subscribers to translate that 1-100 V Score into something meaningful for them.